Personal banking

Savings that actually keeps up.

Tiered rates that reward the balance you keep with us — no hidden ceilings, no promotional rate that quietly disappears after 90 days.

Open a savings account

Rates that grow with your balance.

One account, three tiers — your rate adjusts automatically as your balance crosses each threshold. No separate account to open.

Foundation

3.10% APY

Balances up to $10,000

Growth

3.85% APY

$10,000–$100,000

Private

4.35% APY

Above $100,000

Rates shown are illustrative for this demonstration site and variable in a live product. Annual Percentage Yield (APY) accurate as of the last rate review — see rates & fees for the current schedule.

No rate cliff

Your rate applies to your whole balance within each tier — no confusing blended math.

Move money freely

Transfer between checking and savings instantly, with no withdrawal limit or penalty.

Same security, every account

OTP-verified sign-in and transfers protect your savings exactly like every other account you hold with us.

No minimum to open

Start with whatever you have — the tiers simply take over from there.

Common questions.

Yes — as your balance crosses each tier threshold, the new rate applies automatically. There's nothing to request or renegotiate.
No — move money between your savings and checking accounts as often as you need, with no withdrawal cap or early-withdrawal penalty.
Yes, most clients use separate savings accounts to earmark funds for different goals — each one still benefits from the same tiered rate.

Put your savings to work.

Open an account in minutes and your rate starts the same day.

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