Business banking
Capital when you need it, not just when you don't.
Term loans for equipment and expansion, revolving credit lines for cash-flow gaps — decisions in days, not months.
Term loans
Fixed-rate financing for equipment, renovation, or expansion, repaid over a term that matches the asset's useful life.
Revolving credit lines
Draw funds as needed to smooth out payroll and inventory cycles, and pay interest only on what you use.
SBA-backed lending
Government-backed loan programs for qualifying small businesses, with longer terms and lower down payments.
- Financing range
- $10k–$5M
- Starting rate
- 7.25%+
- Term loan length
- Up to 10 yrs
- Typical decision time
- 48 hrs
Common questions.
Most term loans require at least one year of operating
history; credit lines are sometimes available sooner
depending on revenue.
You'll need one before funds are disbursed, but you can start
a loan conversation with a business banker before opening one.
Recent bank statements, tax returns, and a brief description
of how the financing will be used — your business banker
will confirm the full list for your situation.
Let's find the right financing for your business.
A conversation with a business banker costs nothing and commits you to nothing.