Personal banking

A personal loan with the fees shown upfront.

Fixed rates, fixed terms, and a payoff amount that never moves once you accept it.

Loan amounts
$2k–$50k
Repayment terms
24–60 mo
Starting APR
6.99%+
Origination fee
$0

Common uses.

Debt consolidation

Combine higher-interest balances into one fixed monthly payment.

Home improvement

Fund a renovation without tapping home equity.

Life events

A wedding, a move, or an unexpected expense — funded in days, not weeks.

Common questions.

No — checking your personalized rate uses a soft inquiry and never affects your credit score. A hard inquiry only happens if you formally accept an offer.
Most approved loans are disbursed to your Newhampshire checking account within one business day of acceptance.
No — pay off your balance early at any time with no prepayment penalty.

See your rate before you commit to anything.

Checking your rate takes minutes and never affects your credit score.